Terms of Service
Welcome to WealthNX.ai (at https://www.wealthnx.ai/), an AI-enabled messaging and analytics environment (as defined further below, "WealthNX" or the "Platform") that provides users with various tools and features to independently do the following (collectively, the "Services") and solely for informational purposes:
- Analyze market data and obtain insights from publicly available inputs;
- Track and analyze users' personal assets and finances and spending and cash flow patterns (based on data from banking, brokerage, or other financial accounts or cryptocurrency wallets they connect independently of the Platform);
- Track and analyze investment performance and provide analytical tools, portfolio intelligence, market information, historical data, and educational insights to support independent research and decision-making and
- Engage with a "Build Mode" that allows users to create custom no-code dashboards consistent with, and enabling users to interact with, the preceding listed Services and Platform features.
The Platform and the Services consist only of software made available to users ("you" or "your") by Inexor Inc. (including its operators and affiliates, "we," "our," or "us") subject to these Terms and Conditions (these "Terms," at https://wealthnx.ai/terms-of-service) and the limited license hereby established. By registering for or using or accessing the Platform or the Services, you hereby accept and agree to be bound by these Terms. If you access or use the Platform or the Services on behalf of any other person or entity, you hereby represent and warrant you have the authority to bind such other person or entity to these Terms.
1. Use of the Services
1.1 Permitted Uses
Subject to and as limited by these Terms and the limited, nontransferable and non-sublicensable license hereby granted, you may access and use the Platform and the Services and any outputs therefrom. If you do not agree to these Terms, then you must immediately and indefinitely leave the Platform, cease any access to or use of the Services, and, if applicable, terminate or cancel your account in accordance with these Terms.
1.2 Prohibited Conduct
You shall not use or engage with the Platform or the Services to do any of the following:
- Submit or distribute content (including via automated tools) that violates applicable law, infringes third party rights, or compromises system security;
- Deploy bots, scrapers, or other automated means to access or interact with the Services in ways we have not explicitly authorized;
- Reverse engineer or attempt to derive the source code of any component of the Services;
- Misrepresent any outputs of the Platform or the Services as human authored in contexts requiring professional or regulated advice (e.g., financial, tax, or legal advice);
- Use any virtual private network (VPN) or other means of privacy when accessing or using the Platform or the Services if intended by the user to obfuscate or otherwise circumvent any geographical restrictions or other controls we or any authorized third parties implement or maintain in connection therewith; or
- Violate any law, regulation, these Terms, or any third-party contractual obligation or otherwise engage in any regulated business activity or conduct not expressly permitted by these Terms.
1.3 Third-Party Interactions
If you connect any third-party financial service (e.g., accounts with banks, brokerages, digital asset exchanges, etc.) to your account with the Services, you do so solely at your own risk. You are responsible for complying with all terms and conditions of such third-party services, and you acknowledge and agree we are not liable for any limitations, failures, or changes to their APIs, policies, or uses of your information.
1.4 Sanctions Compliance
The U.S. federal government prohibits trade with certain sanctioned or blocked persons and entities, including persons located within certain geographies, and publishes and maintains comprehensive geographical- and sector-based sanctions regulations and lists of persons with whom trade is strictly prohibited ("Applicable Sanctions"). Accordingly, by using or accessing the Platform or the Services, you represent and warrant that you (a) are not a subject of, and are not located in any jurisdiction that is a subject of, any Applicable Sanctions, (b) have no reason to believe that you would be made the subject of any Applicable Sanctions, and (c) do not and will not deal with, conduct any business with, or otherwise transact or engage, in any manner related to your use of or access to the Platform or the Services, with any person, entity, or government that is the subject of Applicable Sanctions. You further agree that you are solely responsible for complying with Applicable Sanctions in connection with your use of or access to the Platform or the Services.
1.5 Availability; Geographical Restrictions
The Platform and the Services are intended only for use and access by persons and entities domiciled within one of the 50 states of the United States or the District of Columbia. We make no claims that the Platform or the Services are accessible, available, or appropriate in any non-U.S. jurisdiction or any U.S. territory or possession. We may or may not place geographical controls to limit or prevent access to the Platform or the Services by any non-U.S. person or entity (such as on the basis of user IP address); users retain sole responsibility for complying with the geographical restrictions established under this Subsection 1.5 of these Terms.
1.6 No Advice, Brokering, or Execution
The Platform and the Services are made available solely as software tools to help you view, organize, and analyze information and generate model-based outputs, and may not be used by you to obtain or rely on any investment, financial, legal, or tax advice, or to effect, execute, route, clear, or settle any order or transaction in any security, crypto asset, or other instrument, or to send, receive, hold, safeguard, or otherwise transmit any money, crypto asset, or other value. Without limiting the foregoing, we do not act as a broker, dealer, investment adviser, commodity trading advisor, custodian, money transmitter, payment institution, or other regulated intermediary in connection with the Platform or the Services, we do not accept or exercise authority to make decisions or take actions for you with respect to any account or asset, and any viewing of balances, positions, or transactions from third-party accounts through the Services is for informational purposes only and does not replace your obligation to submit any orders, transfers, or other instructions directly to the applicable third-party institutions outside the Services.
- WealthNX does not provide personalized investment advice, investment recommendations, portfolio management services, financial planning services, or recommendations regarding the purchase, sale, holding, allocation, or rebalancing of securities, cryptocurrencies, or other financial assets.
- Nothing in the Services, Platform, or any output generated by the Platform creates a fiduciary, advisory, brokerage, agency, partnership, or similar relationship between WealthNX and any user.
- WealthNX is not registered with the U.S. Securities and Exchange Commission or any state securities regulator as an investment adviser, broker-dealer, transfer agent, clearing agency, national securities exchange, or other regulated financial intermediary, and does not hold itself out as providing services requiring such registration.
- WealthNX does not provide investment recommendations, investment advice, securities recommendations, digital asset recommendations, trading signals, buy/sell/hold recommendations, suitability determinations, portfolio management services, discretionary account management, or recommendations regarding the purchase, sale, holding, allocation, or rebalancing of any security, cryptocurrency, digital asset, or financial instrument.
- All analyses, dashboards, reports, visualizations, insights, and outputs generated through the Services are based upon information selected, connected, uploaded, or provided by the user. WealthNX does not exercise discretion over user assets, investments, accounts, transactions, or financial decisions.
- WealthNX does not facilitate, execute, route, clear, settle, custody, hold, safeguard, transmit, exchange, stake, lend, borrow, or otherwise manage securities, cryptocurrencies, digital assets, fiat currency, or other assets on behalf of users.
1.7 Beta Software; Testing
The Platform and Services may include beta, pre-release, experimental, or testing features (collectively, "Beta Services"). Beta Services are provided solely for evaluation and testing purposes and may contain bugs, errors, interruptions, inaccuracies, defects, or other issues that could affect functionality, performance, or availability. We may modify, suspend, restrict, or discontinue any Beta Services at any time and without prior notice. By using any Beta Services, you acknowledge and agree that such services are provided on an "as is" and "as available" basis and may not perform in the same manner as production services. Beta Services may experience service interruptions, delayed processing, data corruption, loss of functionality, incomplete outputs, or unexpected results. Any feedback, suggestions, comments, ideas, or recommendations you provide regarding Beta Services shall be deemed non-confidential and shall become the exclusive property of WealthNX, and WealthNX may use such feedback for any purpose without restriction or compensation. The WealthNX Privacy Policy shall continue to apply to your use of Beta Services. While WealthNX maintains reasonable administrative, technical, and organizational safeguards for Beta Services, such services may not offer the same functionality, stability, performance, or reliability as production services. To the fullest extent permitted by applicable law, WealthNX shall not be liable for any losses, damages, costs, expenses, or claims arising from or relating to the use of Beta Services, including any interruption, modification, suspension, discontinuation, loss of data, or malfunction associated with such services.
2. Your Information
Account
To use certain (or potentially any) features of the Platform or the Services, you must create an account. You warrant that all information you submit during account registration is complete, accurate, and current, and that you will update it as necessary.
Credentials
You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately if you suspect unauthorized use of your account.
Data You Provide
Your access to or use of the Platform or the Services could involve uploading or transmitting data, files, or other content ("Your Content"), which might include, without limitation, personally identifiable information or proprietary information. Any feedback you provide to us in connection with your use of or access to the beta version of the Platform or the Services does not constitute Your Content, and you represent and warrant that any such feedback you provide does not contain any personally identifiable information or proprietary information of any kind. You retain all rights in and to Your Content, subject to the license you grant to us and third parties pursuant to Sections 4 and 5 of these Terms. Users should not submit information that they are not authorized to share.
3. Using or Linking Third-Party Accounts
Authorization
When you link external financial accounts (e.g., centralized exchanges, brokerages, banks), you grant us permission to retrieve, store, use, and analyze data from those accounts, consistent with your authorization.
Third Party Risks
We are not responsible for acts or omissions of third-party service providers, nor for their security, reliability, or availability. Any disruption, API change, or service termination by a third party does not constitute a breach by us.
Cloud Services and Infrastructure
We may rely on third party infrastructure providers (e.g., cloud services) to deliver the Services. You acknowledge that portions of the Services may be hosted on systems outside of our direct control.
4. Third-Party Service Providers; Authorization to Share
Use of Third-Party Vendors
To operate the Services, we may engage third-party service providers to perform functions such as hosting, data processing, financial-data aggregation, account connectivity, analytics, logging, and AI model inference (each, as applicable and without limitation, a "Third-Party Provider").
4.2 Categories of Third-Party Providers
Third-Party Providers might include any or all the following, among others and without limitation:
- Cloud infrastructure providers such as AWS, Google Cloud, or Microsoft Azure;
- Financial data connectivity providers such as Plaid, Finicity, Teller, or TrueLayer;
- Communication, messaging, or notification service providers such as Twilio or SendGrid;
- Providers of artificial intelligence infrastructure or services, including any large language models or small language models, such as OpenAI, Anthropic, Google DeepMind, Mistral, or Cohere; and
- Data or market information aggregators or service providers such as Bloomberg, Refinitiv, CoinMetrics, or Kaiko.
4.3 Authorization to Share Data
By using the Services, and otherwise by connecting or using any third-party service, you expressly authorize us or the Services to share, transmit, process, or make available Your Content, account linkage data, usage metadata, and other information you provide to the extent reasonably necessary for these Third-Party Providers to perform services on our behalf. This authorization includes but is not limited to:
- Transmitting data to AI model providers to generate analytical or conversational outputs;
- Sharing linked account data with financial data connectivity providers to retrieve balances, transactions, or positions;
- Storing content temporarily or permanently on cloud systems operated by Third-Party Providers; and
- Sending metadata, logs, or analytics information to monitoring or security services.
Such sharing shall occur in accordance with the Privacy Policy and applicable law. Users should not submit Social Security numbers, government identification numbers, account passwords, private cryptographic keys, seed phrases, biometric information, health information, or other highly sensitive information unless expressly requested by the Services.
4.4 Plaid External Account Data Connections
By using the Platform or the Services and linking any external account of a third-party bank, brokerage, or other financial institution or service, you consent to our use of Plaid (including, as applicable, Plaid Inc., Plaid Financial Ltd., and Plaid, B.V.) to secure data-based connections to each external account that you link. You acknowledge and understand that you, your external account credentials, and your information (including Your Content) are, in addition to these Terms, separately subject to Plaid's terms of use and privacy notices (available at https://plaid.com/legal/#consumers).
4.5 Limits on Third-Party Providers
Third-Party Providers are permitted to use your information only to the extent necessary to support the delivery, and your use, of the Services and are not permitted to use your information for their own independent purposes except as otherwise disclosed or required by law and subject to the terms and conditions of such Third-Party Providers.
4.6 Services Output; Data Handling
You acknowledge and understand that the Services leverage third-party AI infrastructure or models supplied by Third-Party Providers and that:
- Any data you submit as prompts to or context for use by the Services, including Your Content, might be sent to such Third-Party Providers;
- Outputs generated by the Services are often generated using statistical patterns and might not be factually accurate;
- The terms and conditions of such Third-Party Providers apply to the processing of any such data you submit. AI-generated outputs may contain inaccuracies, omissions, outdated information, incomplete analyses, or content that may not be suitable for a user's circumstances;
- Users should independently verify all information before making financial, investment, legal, tax, business, or personal decisions; and
- WealthNX is not responsible for incomplete, delayed, inaccurate, unavailable, corrupted, or outdated information received from financial institutions, market data providers, third-party service providers, external accounts, or other third-party sources.
4.7 No Endorsement or Control
We do not control or influence Third-Party Providers and are not responsible for their acts, omissions, security practices, accuracy of information, or compliance obligations (legal, regulatory, contractual, or otherwise).
5. Our License; Data Use
5.1 License to Us
You retain all ownership rights in and to Your Content. Subject to these Terms, you grant WealthNX a limited, worldwide, non-exclusive, royalty-free license to access, store, host, reproduce, transmit, process, analyze, display, and otherwise use Your Content solely to the extent reasonably necessary to:
- provide, operate, maintain, and support the Services;
- retrieve, display, organize, and analyze information from linked accounts and external data sources authorized by you;
- generate analytics, visualizations, reports, insights, dashboards, and other outputs requested by you through the Services;
- monitor, secure, troubleshoot, improve, and enhance the functionality, reliability, and performance of the Services;
- comply with applicable legal, regulatory, audit, security, recordkeeping, and enforcement obligations; and
- enforce these Terms and protect the security and integrity of the Services.
Except as otherwise disclosed in these Terms or the Privacy Policy, WealthNX will not sell, rent, license, commercialize, or otherwise use Your Content for purposes unrelated to providing, operating, maintaining, securing, and improving the Services. Nothing in this Section transfers ownership of Your Content to WealthNX.
5.1.1 Artificial Intelligence Processing. You acknowledge and agree that, in order to provide certain features of the Services, WealthNX and its authorized service providers may process Your Content using artificial intelligence, machine learning, large language models, and related technologies. Such processing shall be conducted solely for the purpose of providing, operating, supporting, maintaining, securing, and improving the Services, subject to these Terms and the Privacy Policy. Unless expressly disclosed in the Privacy Policy or otherwise authorized by you, WealthNX will not use Your Content to train proprietary artificial intelligence models for unrelated commercial purposes.
5.2 Use of Outputs
The Services will generate outputs (e.g., AI-driven insights, forecasts, analyses) generally based on Your Content and external data. You acknowledge and understand that such outputs:
- Are for informational purposes only and do not constitute professional advice of any kind (i.e., personal, financial, investment, legal, tax, or otherwise);
- Can often be imperfect, incomplete, or based on assumptions; and
- Should not serve as, or support, any basis for decisions involving finances, investments, or risks of any kind.
Users remain solely responsible for evaluating the merits and risks of any investment, financial, legal, tax, business, or personal decision and for obtaining independent professional advice where appropriate.
5.3 Past Performance and Hypothetical Results
Past performance does not guarantee future results. Any historical information, forecasts, projections, simulations, scenario analyses, estimated returns, hypothetical results, or predictive outputs displayed through the Services are based upon assumptions that may prove incorrect and should not be relied upon as indicators or guarantees of future performance or outcomes.
5.4 Third Party Data
The Platform and the Services, including any outputs therefrom, often incorporate data supplied by Third-Party Providers, including but not limited to market data vendors or aggregators. You acknowledge that such data is subject to the terms and conditions of such Third-Party Providers and that we make no representations as the accuracy, completeness, or continued availability of such data.
6. Payments, Subscriptions, and Billing
Plans
We may offer access to or use of the Platform or the Services as part of different subscription plans (e.g., free tier, paid tiers, etc.) with varying levels of performance or limitations of features.
6.2 Authorization of Recurring Payments
If you choose a subscription or other form of paid plan to access or use the Platform or the Services, then you authorize us to charge your selected payment method automatically on a recurring basis (each, a "Recurring Payment"). By connecting a payment source or method and agreeing to make any Recurring Payment, you authorize your corresponding financial institution to charge your account and remit the payment amount to us and at the agreed frequency, and your authorization will remain in effect indefinitely unless and until you cancel or terminate in accordance with Subsection 6.3 of these Terms. If your Recurring Payment is declined for any reason, we may or may not contact you electronically and ask you to update your payment information or method. We may permanently restrict your ability to use a certain payment source or method if such source or method fails one or more times. If your Recurring Payment fails, it is solely your responsibility to update your account with another payment source or method. If you do not timely make any payment or otherwise if you do not make a payment by the end of your applicable billing or subscription cycle, then we reserve the right to suspend, limit, cancel, or terminate your use of or access to the Platform or the Services. You have the right to request to terminate or cancel a Recurring Payment at any time, provided that we may take up to 24 hours to accommodate such a request.
6.3 Renewals; Cancellations
Unless you cancel or terminate before the renewal date, any subscription or other form of paid plan to which you have agreed will automatically renew. You may cancel through your account dashboard or by contacting WealthNX.ai Support at support@wealthnx.ai. After cancellation, paid features will remain available until the end of your then-current billing or subscription period.
No Refunds
All fees paid for use of or access to the Services are non-refundable except as required by law or as expressly stated by us.
7. Security, Privacy, and Compliance
Security Measures
Although we maintain certain administrative, technical, and physical safeguards in an effort to protect the confidentiality and integrity of Your Content and any linked account data, you acknowledge and understand that no such set of controls or systems is perfectly secure or without the risks of error, corruption, or improper access.
Privacy
Your access to and use of the Platform and the Services is subject to and limited by the WealthNX.ai Privacy Policy (at https://wealthnx.ai/privacy-policy). By accessing or using the Platform or the Services, you represent and warrant that you have accepted and agreed to be bound by the WealthNX.ai Privacy Policy.
Regulatory Compliance
You agree to comply with all applicable laws, regulations, and third-party contracts (including but not limited to financial and data protection laws and obligations) when using or accessing the Platform or the Services.
8. IMPORTANT DISCLAIMERS
8.1 DISCLOSURE OF RISKS
YOU ACKNOWLEDGE AND UNDERSTAND THAT THE PLATFORM, THE SERVICES, AND ANY OUTPUTS THEREFROM (INCLUDING ANY INSIGHTS, FORECASTS, OR ANALYSES) ARE NOT INTENDED FOR YOUR USE OR RELIANCE IN MAKING ANY DECISIONS, WHETHER FINANCIAL, PERSONAL, OR OTHERWISE. YOU ACCEPT AND AGREE THESE TERMS DO NOT PERMIT YOUR USE OF OR RELIANCE ON SUCH OUTPUTS AND THAT SUCH OUTPUTS ARE INTENDED STRICTLY FOR INFORMATIONAL, EDUCATIONAL, AND ENTERTAINMENT PURPOSES ONLY. ALTHOUGH WE CANNOT PREVENT YOU FROM USING OR RELYING ON SUCH OUTPUTS IN ANY WAY NOT PERMITTED BY THESE TERMS, YOUR DOING SO IS EXCLUSIVELY AT YOUR OWN RISK AND PERIL. FURTHER, YOU ACKNOWLEDGE AND UNDERSTAND THAT USING OR RELYING ON OUTPUTS FROM THE PLATFORM OR THE SERVICES TO MAKE ANY DECISIONS, WHETHER FINANCIAL, PERSONAL, OR OTHERWISE IN VIOLATION OF THESE TERMS, COULD LEAD TO THE RISK OF PERSONAL OR FINANCIAL LOSSES AND COULD CAUSE IRREPARABLE FINANCIAL OR NON-FINANCIAL HARM TO YOU OR OTHERS. THE SERVICES UTILIZE ARTIFICIAL INTELLIGENCE, MACHINE LEARNING, AND AUTOMATED ANALYTICAL TECHNOLOGIES. OUTPUTS GENERATED BY SUCH TECHNOLOGIES MAY BE INACCURATE, INCOMPLETE, BIASED, INCONSISTENT, OUTDATED, MISLEADING, OR OTHERWISE UNSUITABLE FOR ANY PARTICULAR PURPOSE OR USER CIRCUMSTANCE.
8.2 DISCLAIMER OF WARRANTIES
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM AND THE SERVICES (INCLUDING ALL CONTENT, FEATURES, AND OUTPUTS) ARE PROVIDED TO YOU "AS IS" AND "AS AVAILABLE." WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO FITNESS FOR ANY PARTICULAR PURPOSE, NONINFRINGEMENT, AND ACCURACY.
8.3 REGULATORY COMPLIANCE
WEALTHNX DOES NOT REPRESENT OR WARRANT THAT USE OF THE SERVICES WILL SATISFY ANY LEGAL, REGULATORY, TAX, ACCOUNTING, FIDUCIARY, COMPLIANCE, REPORTING, RECORDKEEPING, OR OTHER OBLIGATIONS APPLICABLE TO ANY USER.
9. LIABILITY LIMITATIONS; INDEMNIFICATION
9.1 LIMITATIONS OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF THE PLATFORM OR THE SERVICES. OUR TOTAL AGGREGATE LIABILITY UNDER THESE TERMS WILL UNDER NO CIRCUMSTANCES EXCEED GREATER OF (A) $100 OR (B) AMOUNTS PAID BY YOU TO WEALTHNX DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
9.2 OUR INDEMNITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS US (TOGETHER WITH OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS) FROM ANY CLAIM, LOSS, OR LIABILITY (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING FROM (A) YOUR USE OF THE PLATFORM OR THE SERVICES, (B) ANY VIOLATION OF THESE TERMS OR APPLICABLE LAWS, REGULATIONS, OR THIRD-PARTY CONTRACTS OR RULES, (C) YOUR LINKING OR USE OF, OR ACCESS TO, ANY THIRD-PARTY ACCOUNTS OR THIRD-PARTY SERVICES, (D) YOUR USE OR RELIANCE ON ANY OUTPUTS OF THE PLATFORM OR THE SERVICES FOR ANY PURPOSE WHETHER OR NOT PERMITTED BY THESE TERMS, OR (E) ANY BREACH OF OBLIGATIONS YOU OWE TO US OR ANY THIRD PARTIES.
10. Termination and Suspension
Termination by Us
We may suspend, limit, revoke, or terminate your access to all or part of the Platform or the Services at our discretion and for any reason (including but not limited to for a violation of these Terms) or for no reason.
Termination by You
You may terminate by deleting your account or notifying us in writing (e.g., via support email), provided that you also cease any use of or access to the Platform or the Services.
10.3 Effect of Termination
Upon any termination, suspension, or revocation under this Section 10 of these Terms, these Terms will likewise terminate and your license to use or access the Platform and the Services will end, effective immediately; provided, however, any provisions of these Terms that by their nature ought to survive termination will survive, including but not limited to Subsection 1.2 (Prohibited Conduct), Subsection 1.3 (Third-Party Interactions), Subsection 1.6 (No Advice, Brokering, or Execution), Section 3 (Using or Linking Third-Party Accounts), Section 4 (Third-Party Service Providers; Authorization to Share), Section 5 (Our License; Data Use), Subsection 6.4 (No Refunds), Section 7 (Security, Privacy, and Compliance), Section 8 (Important Disclaimers), Section 9 (Liability Limitations; Indemnification), this Subsection 10.3 (Effect of Termination), Subsection 11.3 (Electronic Communications; Notices), Subsection 11.4 (Governing Law), Subsection 11.5 (Binding Arbitration), Subsection 11.7 (Class Action Waiver), Subsection 11.8 (Waiver of Right to Jury Trial), and Subsection 11.9 (Entire Agreement; Severability).
11. Miscellaneous
11.1 License to You
We hereby grant you a limited, nontransferable and non-sublicensable license to access and use the Platform and the Services subject to these Terms; you are strictly prohibited from modifying, decompiling, selling, distributing, licensing, renting, leasing, lending, pledging, or otherwise transferring or assigning the Platform, the Services, or underlying software or any related rights to any third party without our express prior written consent separate and apart from these Terms.
11.2 Ownership of Intellectual Property
The Platform, Services, software, source code, object code, interfaces, designs, workflows, analytics engines, artificial intelligence systems, algorithms, documentation, trademarks, service marks, trade names, branding, and all related intellectual property rights are and shall remain the exclusive property of WealthNX and its licensors. Except for the limited license expressly granted under these Terms, no rights are granted to users.
11.3 Modifications
We reserve the right to modify these Terms at any time. If we do, we will update the "last updated" date at the top of these Terms but are by no means required to individually inform you of any such modification. You are responsible for periodically reviewing these Terms and for at all times complying with the most current version. Your continued use of or access to the Platform the Services after the posting of any new or modified version of these Terms constitutes your acceptance thereof.
11.4 Electronic Communications; Notices
By using the Platform or the Services, you consent to receive electronic communications (e.g., email, in-app notices) from us. Such electronically delivered communications will satisfy any legal requirement that communications be in writing. We may continue to send account-related notices, updates, and other messages for any purposes, even if you have opted out of certain non-administrative communications. Any notice you are required or permitted to provide to us under these Terms must be in writing and addressed to Inexor Inc. at support@wealthnx.ai.
11.5 Governing Law
These Terms will be governed by and construed in accordance with the laws of the State of Florida, without regard to the conflicts of law principles thereof.
11.6 Binding Arbitration
To the fullest extent permitted by applicable law, any dispute, controversy or claim arising out of or relating to these Terms, or any breach, termination, or invalidity hereof (each, a "Claim") will be settled by arbitration pursuant to the rules of the American Arbitration Association (the "AAA Rules"). Any such arbitration will take place in Orange County, Florida, and will be conducted by one arbitrator with experience in the matters covered by this Agreement as deemed mutually acceptable by the parties. If the parties are unable to agree on the arbitrator within 30 days of one party giving the other party written notice of intent to arbitrate a Claim, then the American Arbitration Association will appoint an arbitrator with such qualifications to conduct such arbitration. The decision of the arbitrator in any such arbitration, or otherwise with respect to such Claim, will be conclusive and binding on the parties. If for any reason under applicable law a Claim cannot be adjudicated by arbitration, such Claim must be resolved in the state or federal courts of Orange County, Florida.
11.7 Class Action Waiver
To the fullest extent permitted by applicable law, all Claims must be brought solely in an individual capacity and not as a plaintiff, class representative, class member, private attorney general, or participant in any class, collective, consolidated, representative, or similar proceeding. The parties further agree that any arbitration shall be conducted solely on an individual basis and not as a class, collective, consolidated, representative, or private attorney general arbitration.
11.8 WAIVER OF RIGHT TO JURY TRIAL
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY IRREVOCABLY AND EXPRESSLY WAIVE ALL RIGHTS TO A TRIAL BY JURY IN CONNECTION WITH ANY CLAIM (WHETHER BASED UPON CONTRACT, TORT, OR OTHERWISE), INCLUDING BUT NOT LIMITED TO ANY ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR ANY OTHER DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY OR OUR ACTIONS IN THE NEGOTIATION, ADMINISTRATION, OR ENFORCEMENT THEREOF.
11.9 Entire Agreement; Severability
These Terms constitute the entire agreement between you and us in connection with your use of or access to the Platform or the Services and supersede any prior or contemporaneous communications, proposals, or agreements between the parties, whether oral or written. If any provision of these Terms is deemed invalid or unenforceable by a court or tribunal of competent jurisdiction, then such provision will be severed, and the remainder of these Terms will remain in full force and effect and interpreted solely to the exclusion of the severed provision but otherwise consistent with the intent of the parties as suggested by the inclusion of such severed provision.