Net Worth: See What You Own and What You Owe

Net Worth screen in the WealthNX app on iPhone

Your net worth is bigger than a bank balance. Track your net worth by seeing supported accounts, investments, assets and liabilities together, and follow how the difference changes over time.

Market data sources

NasdaqMorningstarFMPCoinGecko

Your Accounts Show Balances. WealthNX Brings Them Together.

WealthNX adds up the balances in your bank, brokerage, retirement and crypto accounts. Then it subtracts what you owe on cards and loans. See an estimated net worth based on available linked balances and manually added assets and liabilities, with a chart showing changes over time.

Net Worth in the WealthNX app

What Can You See in the WealthNX Net Worth Tracker?

  • The full picture beyond one balance

    Bring supported accounts, investments, assets and liabilities together to see how they add up.

  • See what you own and owe

    Understand the assets and debts contributing to your net worth.

  • Debt Dashboard: the other side of wealth

    Keep available loans, credit cards and other debt balances in view alongside assets.

  • Debt Paydown: see the progress

    Follow recorded debt payments and how outstanding balances change over time.

  • Financial Calendar: know what's next

    Bring upcoming financial dates into view alongside your broader money picture.

  • Cash Runway: explore an estimate

    Explore a hypothetical estimate of how long available cash might cover spending. The result depends on the inputs and assumptions used, and is not a guarantee.

Why You Need the WealthNX Net Worth Tracker

Your bank app shows one bank. Your brokerage app shows one brokerage. Without a tracker, your total is a sum you have to work out yourself.

Without a net worth tracker

  • Your total is only as current as the last time you added it up
  • Stock and crypto prices change, so you look each one up
  • Last month's total is gone unless you wrote it down
  • Your partner asks for logins or a screenshot

With WealthNX

  • An automatic net worth tracker: linked balances refresh each time your institutions sync new data
  • Holdings use available market prices from FMP and CoinGecko, subject to provider updates
  • Your net worth over time on a trend chart, plus balance history you import for earlier months
  • Add household members on the Core plan; see the budget app for couples

Accounts and Assets That Count Toward Your Total

A net worth tracker app is only as useful as the accounts it covers. WealthNX counts the ones you link and the ones you add yourself.

For encryption and ISO 27001 details, see how WealthNX protects linked accounts.

  • Bank accounts

    Checking and savings from 12,000+ institutions through Plaid, with read-only access. WealthNX never stores your login credentials.

  • Investment accounts

    Brokerage accounts, 401(k)s and IRAs, with support for 70,000+ stocks and ETFs. Performance detail is in the stock and crypto portfolio tracker.

  • Crypto

    A net worth tracker with crypto support, covering 5M+ crypto assets.

  • Manual accounts and assets

    Add what Plaid cannot reach. Manually added values stay as entered until you update them. Property and vehicles have their own asset tracker.

Your Net Worth Moved. Wealth Genie Tells You Why

A chart shows that your net worth moved. It does not show why. Wealth Genie explains changes using available financial information and market data. Type the question, or ask it out loud.

  • Why did my net worth drop this month?
  • Which account changed the most since January?
  • What share of my net worth is in crypto?
  • How much has my net worth grown this year?
Wealth Genie chat on iPhone with suggested money questions

You make the decisions. Wealth Genie explains the numbers behind them.

See what else you can ask Wealth Genie

Questions About Tracking Your Net Worth

Does WealthNX serve as net worth tracker app?

Yes, WealthNX functions as a net worth tracker app. It consolidates your connected accounts into a single financial position and pulls balances from your connected bank accounts, brokerage portfolios, mutual fund folios, fixed deposits, and crypto as well as commodities, real estate and Forex. Moreover, it includes credit cards, loans etc. giving you a picture of your assets and liabilities.

Is WealthNX AI the best app to track net worth across multiple account types?

Yes, WealthNX AI is a net worth tracking app that brings your bank accounts, investments, fixed deposits and crypto holdings into one place. It calculates your total net worth using available asset and liability information, giving you a clearer picture of your finances without switching between multiple apps.

How does the automatic net worth tracker in WealthNX stay updated?

The automatic net worth tracker in WealthNX uses secure, read-only connections to retrieve latest available balance information from your linked financial accounts. Your net worth is updated as new account data becomes available, helping you track changes without manually entering balances for connected accounts. Update frequency may vary depending on your financial institution and connection status.

Can WealthNX AI work as a net worth tracker with crypto included?

Yes. WealthNX AI works as a net worth tracker with crypto, allowing you to view supported crypto holdings alongside your bank accounts and investments. Your crypto assets appear as a separate category in your net worth breakdown, helping you see how digital assets contribute to your overall financial position. Balances are updated as new data becomes available from your connected accounts.

Does WealthNX serve as a net worth tracker with investment accounts from multiple brokers?

WealthNX works as a net worth tracker with investment accounts, bringing supported brokerage accounts together in one place. Your available investment balances are included in your net worth calculation, helping you see the combined value of your holdings without checking each brokerage separately. Account information updates as new data becomes available from connected institutions.

Can I use WealthNX as a personal net worth calculator app with both assets and liabilities?

Yes. WealthNX works as a personal net worth calculator app that considers both what you own and what you owe. It uses available information from connected accounts, along with manually added assets and liabilities, such as loans and other debts. WealthNX calculates your net worth figure, giving you a clearer picture of your overall financial position.

What happens to my net worth figure if a connected account goes temporarily offline?

If a connected account is temporarily unavailable, WealthNX may continue showing its last available balance in your net worth calculation. Your net worth may not reflect recent changes until the connection is restored and updated information becomes available. This is standard behavior for all account aggregation tools and does not represent a limitation specific to WealthNX.

Can I add manual assets like property to the net worth tracker in WealthNX?

Yes, WealthNX lets you add assets manually, such as property, gold, vehicles and holdings that aren't linked to your current financial accounts. You can enter their estimated values and update them whenever needed. These assets are included in your net worth calculation alongside your connected accounts, giving you a more complete picture of your finances in one net worth tracker app.

How is the app to track assets and liabilities in WealthNX different from using a spreadsheet?

Unlike a spreadsheet, WealthNX works as an app to track assets and liabilities by bringing your connected financial accounts and manually added assets into one place. It calculates your net worth using the available information and helps you see how your financial position changes over time. Connected account information updates as new data becomes available, reducing the need to enter balances manually.

Find Out What You're Worth Today

Try the WealthNX wealth tracker app free for 7 days on the web, iPhone or Android.

WealthNX app screens: Clear AI Answers, Crypto Insights, Track Net Worth, Analyze Stocks, Connect Accounts